If you’ve spent any time looking into FIRE (Financial Independence, Retire Early), you’ll have come across a deceptively simple equation. Multiply your annual spending by 25, the formula says, and that’s the size of investment portfolio you need to retire. £30,000 a year of spending becomes a target of £750,000. £40,000 becomes £1 million. Job…
There’s a financial movement that began on the internet in the late 2000s, gathered serious momentum in the 2010s, and now has a sizeable UK following. It goes by the acronym FIRE: Financial Independence, Retire Early. The basic idea is that by saving and investing aggressively during your working years, you can reach a point…
If you’ve decided you want to invest in line with your values, the next question is the one that most articles on ethical investing skip: where do you actually put the money? Ethical investing in a UK ISA is more practical than it was even five years ago, but the choice of funds is still…
If you’ve ever tried to invest in line with your values, you’ll have noticed something frustrating. The financial industry uses about a dozen different labels for what looks, on the face of it, like the same thing. Ethical funds. ESG funds. SRI funds. Sustainable funds. Impact funds. Responsible investing. Green investing. The terms are often…
